Dedy Wardhana Lubis
Field Collector Team Leader
Cilegon
Summary
Accomplished Field Collector Team Leader and Loan Analyst at PT. Bank Tabungan Negara (Persero), Tbk, adept in asset management and customer negotiation. Spearheaded initiatives reducing delinquency rates and refined credit scoring systems, demonstrating exceptional analytical prowess and compliance with legal standards.
Educational background-wise, was graduated from International Relations from Sebelas Maret University in Surakarta, which shaped me into a person equipped with a negotiation skill and critical thinking.
Overview
7
7
years of professional experience
4
4
years of post-secondary education
Work History
Field Collector Team Leader
PT. Bank Tabungan Negara (Persero), Tbk
Cilegon
04.2018 - Current
- Implemented proactive measures to minimize late payments, reducing overall delinquency rates within assigned territories.
- Achieved min. 90% of total debtors per month.
- Enhanced department productivity by implementing new field collector strategies and techniques.
- Adapted quickly to changes in industry regulations, ensuring full compliance with federal and state laws regarding debt collections.
- Conducted thorough investigations to locate hard-to-find customers, maximizing the success rate of collections efforts.
Loan Analyst
PT. Bank Tabungan Negara (Persero), Tbk
Cilegon
10.2017 - 03.2018
- Supported underwriting team in evaluating collateral values, enabling accurate risk assessment and loan pricing.
- Managed a diverse portfolio of loans while consistently adhering to established company guidelines and policies.
- Participated in ongoing training programs to stay current on industry best practices, regulations, and emerging trends in loan analysis.
- Assisted in refining the company''s credit scoring system, leading to more consistent and accurate lending decisions.
Education
Bachelor of Political Science - International Relations And Affairs
Sebelas Maret University
Surakarta, Indonesia 09.2012 - 09.2016
Skills
Asset Management
Credit Analysis
Customer Negotiation
Skip Tracing
Legal Compliance
Ms Excel (pivot, vlookup, hlookup)
Additional Information
Language : Indonesia (Native), English (Intermediate, 550 TOEFL Score)
Timeline
Field Collector Team Leader
PT. Bank Tabungan Negara (Persero), Tbk
04.2018 - Current
Loan Analyst
PT. Bank Tabungan Negara (Persero), Tbk
10.2017 - 03.2018
Bachelor of Political Science - International Relations And Affairs
Sebelas Maret University
09.2012 - 09.2016
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